Santiago Financial Incorporated - Manufactured Home Loan

While other Financial Institutions do not finance Manufactured, Mobile or Modular Homes... SANTIAGO FINANCIAL INC. SPECIALIZES in this area. We offer a wide variety of loan programs for the purchases and refinance off all types of factory built homes.

Platinum Built June 13, 1976 or newer Fico score 700+ - What is FICO? Min 5% down Terms to 20 years Fully Amortized loans only No prepay penalties	Preferred Built June 13, 1976 or newer Fico scores 670-700 - What is FICO? Min 10% down Terms to 20 years Fully Amortized loans only No prepay penalties
Standard Built June 13, 1976 or newer Fico scores 640-670 - What is FICO? Min 10-20% down Terms to 20 years Fully Amortized loans only No prepay penalties	Sub Prime + Built June 13, 1976 or newer Fico scores 600-640 - What is FICO? Min down 20-40% Terms to 20 years Fully Amortized loans only No prepay penalties
Sub Prime Built June 13, 1976 or newer Fico scores 599 or less - What is FICO? Min down 40-50% to be considered Terms to 15 years Fully Amortized loans only No prepay penalties	Older Homes Built 1970 – June 12, 1976 Fico Scores 650+ - What is FICO? Min 20% down Terms to 15 years Fully Amortized loans only No prepay penalties
We also have Buy for Loans (Non owner occupied), Co sign loans, Second home loans with a min of 20% down with good credit. Homes built prior to 1970 may be considered if: Multi section Min fico score 670 - What is FICO? Min 20% down payment Preferred communities (5 star) Printable Version (PDF)

Santiago Financial, Inc. provides the best financing programs for the purchase of your manufactured home. Click here to submit your credit application.

150 El Camino Real - Ste 112
Tustin, CA 92780
(714) 731-8080 - fax (714) 731-3908
Toll Free: (800) 232-3908

Loans will be arranged pursuant to Dept. of Corporations California Finance Lenders License.