Platinum
Built Jan. 1, 1970 or newer
Fico score 700+ What
is FICO?
Full doc only
No Mtg. lates last 12 Mo.
No 60 day Mtg lates
Min 5% down
Terms to 30 years
Fully Amortized loans only
|
Preferred
Built
Jan. 1,1970 or newer
Fico scores 660 + What
is FICO?
Full doc only
No Mtg. lates last 12 Mo.
No 60 day Mtg. lates
Min 10% down/full doc only
Terms to 30 years
Fully Amortized loans only
|
Standard
Built
Jan 1, 1970 or newer
Fico scores 640+ What
is FICO?
Min 10-20% down (age)
Terms to 30 years
Fully Amortized loans only
Stated (self employed) or
some 2nd source of income that is not documented
|
Sub
Prime +
Built
Jan 1, 1970 or newer
Fico scores 600 + What
is FICO?
Min down 20-40%
Terms to 30 years
Stated (self employed) or some 2nd source of income that
is not documented
|
Sub
Prime
Built
Jan 1, 1970 or newer
Fico scores no min What
is FICO?
Min down 35-50%
Terms to 30 years (Variable)
ALT Doc considered
Pre Payment Penalties
|
Construction
& Take Out
All of the above
apply
|
NON-PERMANENT
FOUNDATION
“Standard”
& Sub Prime qualifications apply
We also have
“Buy for” Loans , Second home loans, Corporation
& Trust loans. Homes built prior to 1970 may be considered
with shorter terms, Minimum: “Standard” qualifications.
Printable
Version (PDF) |
